Your dog is a close family member, a friend who is there in times of need and who you’ll want to provide the best for. However, if you are unfortunate enough to have to stay in hospital for a while, you might not be able to look after them during this time. This can be difficult to deal with and, at The Insurance Emporium, we recognise this, which is why our Time Limited, Maximum Benefit and Lifetime dog insurance policies include cover for Boarding Kennel Fees. Read on to find out what to do if you find yourself in this situation and how your pet insurance could come to the rescue.
What happens when you’re unwell?
If you need to stay in hospital for a number of nights or more, your dog will still need some form of care. When this happens, your local authority has a duty to provide care for your pet. However, they may get you to cover the cost of looking after your animal. If you can’t arrange for someone you trust to feed and walk your dog, you might find that putting them into a boarding kennel is the best way to ensure they’re cared for while you’re hospitalised.
How our Boarding Kennel Fees benefit could help
Should you feel that putting your pet in a boarding kennel is the best thing to do, our Boarding Kennel Fees cover might help. This benefit is available as standard on our Time Limited, Maximum Benefit and Lifetime Dog Insurance policies. It’s available when you’re hospitalised for at least three days as a result of any bodily injury, sickness or disease and there’s no responsible person who can care for your pet, meaning your dog has to stay in a boarding kennel during this time. Depending on your cover level, you could be covered for up to £1,250.
What you need to know about claiming
If you do need to use this benefit then we’ll need a receipt from the boarding establishment that features the owner’s name and address, your pet’s name, when your pet was cared for and the charges. You’ll also have to send us a medical or discharge certificate from the hospital. Of course, you’ll need to cover the excess shown in your policy schedule first. This benefit can’t be used for pregnancy, any conditions that first showed clinical signs or any treatments that were expected when you took out your insurance.
Keeping your pet happy
Going into a boarding kennel can sometimes be a stressful experience for a dog. For that reason, we’ve already written a blog on putting your pet into one. However, when you’re hospitalised, it’s not always possible to make all of the same preparations. If you can, try to make sure that your dog gets to take one of their favourite toys with them and maybe an item of their clothing so that they have some familiar scents around. Calming supplements and an appeaser pheromone could also help, if you have any for your pet at home and can arrange for these things to go with them – just bear in mind that we do not cover supplements or appeaser pheromones.
Other options
As we said before, our Boarding Kennel Fees benefit is only available when there is no other responsible person around who can care for your pet. What’s more, many pets might be better off receiving care at home, so it could be well worth getting a trusted friend or family member to go to your house to look after your dog. Additionally, you might be able to find someone on sites like BorrowMyDoggy, who could look after your pet for you.
It could bring a little bit of comfort to know that your pet can be looked after when you are dealing with ill health. That’s why our Boarding Kennel Fees* cover is one of many Standard Benefits on our Dog Insurance, alongside Vet’s Fees, Advertising & Reward and more. New customers could get up to 30% discount^ for the first year. If you’re thinking about getting insurance for your dog, visit The Insurance Emporium today!
*Available on Time Limited, Maximum Benefit and Lifetime policies only.
^The 30% discount is available on lunar and calendar monthly policies and policies where the premium is paid annually. It is made up of 20% Introductory Discount plus 10% Multi-pet Discount (if applicable). The Introductory Discount is available for the first 12 premium payments on lunar and calendar monthly policies or one premium payment on annual policies.
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