You may store your caravan in the following places:

• On Tow – attached to a towing vehicle but not continually supervised.
• On Holiday – detached from a towing vehicle and in 24-hour recreational use.
• Season Pitch – designated and reserved area on a registered caravan park where your caravan is sited for an extended period, typically a season or several months.
  • Note: “registered” caravan park is one with a site licence issued by the local authority and containing 10 caravans or more.
  • Note: you may stay in your caravan for periods of up to 28 days, then you must vacate it for not less than 48 hours.
• Store and Stay – sited on a designated pitch booked for your holiday period and placed into storage within 24 hours of your departure.
• Residential Property – within boundaries of permanent, non-commercial address as defined in the title deeds.
• Compound (not CaSSOA) - securely locked area surrounded by a man-made structure made of posts of timber, concrete or metal connected by wire netting, rails, or boards.
• CaSSOA Compound – any security compound with CaSSOA Bronze, Silver, Gold, or Platinum Award for security.

If you are insuring your caravan for £35,000 or more, we will require you to have a manufacturer-fitted alarm and tracker fitted to your caravan. The tracker must be either an S5 or S7 Thatcham approved tracker. Please see our Security Requirements for more details.

Save up to 45% on new policies with our additional discounts, with plenty of ways to reach the maximum saving. Discounts available for Caravan Club membership (15%), storage at CaSSOA Bronze (5%), Silver (10%), Gold (15%) or Platinum (20%) sites, alarm (15%), tracker (5%), electronic anti-snaking device (10%), wheel safety bands (5%), Electronic Security Identification System (10%), HGV licence (5%), advanced driving qualifications (5%), drivers aged over 30 (20%) and 3 years or more no claim history with a previous caravan insurer (10%).

This is based on a Caravan insured for £1,000 on the Trip level of cover with no Optional Benefits selected.

The average premium our customers paid in 2023 was £17.17 per Lunar Month, with an average £14,048 sum insured.

A Lunar Monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.

Will you cover my caravan if it is stored on a working farm?
Unfortunately, we are unable to offer cover at these locations as working farms are accessed regularly throughout the day increasing the risk of damage or theft to your caravan.

Do I receive any additional discount for having extra security in place?
Yes, we offer the following additional discounts:

• CaSSOA rated sites up to 20%
• Electronic anti-snaking device - 10%
• Wheel safety bands - 5%
• Alarm - 15%
• Electronic security identification system - 10%
• Approved locator (Tracker) - 5%

The maximum discount per policy is 45%.

Do you offer 'New for Old' cover?
Dependent on the cover level chosen we offer 'New for Old' cover anywhere from 4 years up to 10 years from the date of manufacture.

What are security requirements on the touring caravan policy?
Full details are provided within our touring, trailer tent and folding caravan insurance Security Requirements within our policy wording.

What additional equipment can I insure?
We will insure any non-standard fixtures, fittings and accessories added since manufacture including: air conditioning units, aerials, batteries, caravan motor movers, fire extinguishers, gas bottles, generators, refrigerators, satellite dishes, security devices, solar panels, stabilisers, water carriers, winter wheels and any other ancillary equipment related to the use of your caravan.

What additional content can I insure?
We will insure household goods and personal belongings you, or a member of your family, own that are in your caravan. Please refer to our policy wording and the question below for items we do not insure.

What additional content can I not insure?
Any items used solely or partly for business, profession or trade purposes and articles made from precious metals, bicycles, binoculars, books, business tools, cameras, car accessories, cash, cheques, credit cards or the like, clocks, collections of any kind, computers and ancillary or associated equipment, documents, fishing equipment, furs, gaming consoles, gemstones, gold, golfing equipment,  guns and any other associated equipment, hearing aids, instruments, jewellery, mobile phones, Motability scooters, personal media including CDs, DVDs and MP3s, photographic or audio-visual equipment and accessories, pictures or works of art, securities, silver, software, spectacles or contact lenses, sports equipment, watches or watercraft.

What age will you insure my touring, trailer tent or folding caravan up to?
Up to the age of 25 years from the date of manufacture.

Will you insure my caravan if I let a friend use it?
We offer cover for up to 2 friends to use the caravan in the UK for social, domestic and pleasure purposes as long as they are over 25 years old.

Are there any touring caravans you do not insure?
We do not offer cover for the following makes of touring caravans:

• Hobby Caravans
• Knaus Caravans
• Tabbert Caravans
• Eriba Caravans

or any caravan that is not built to UK specifications.

What are Optional Benefits and do they apply to my caravan insurance?
Optional Benefits are sections of cover that you can select if you wish to.

Optional Benefits applicable to caravan insurance are:

• Extended New for Old
• Extended European Cover
• Gadget Cover
• Dog Emergencies

Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium. Promo code discount is available from the start of the policy until its first review/renewal date.