Reel In A Deal With Fishing Equipment Insurance
Coarse, match, fly, lure, game... however you choose to cast your line, if you are serious about your fishing and spend much time on the river bank then you have likely heard tales worse than the one that got away. The Insurance Emporium's fishing equipment insurance can provide New for Old cover for Loss, Theft or Accidental Damage plus benefits like Accidental Property Damage, Unattended Vehicles, Worldwide Use and much more.
Take out fishing equipment insurance today and get covered from home to the river bank and far beyond!
Tweakable Fishing Equipment Insurance - For You & Your Fishing Tackle
Our fishing equipment insurance policies all start with a set group of Standard Benefits, which have been designed to cover you for typical everyday circumstances. Your premium will be based on the value of your fishing equipment. Next you can tweak your policy with our Optional Benefits, these allow you to extend some Standard Benefits and add others should you require them.
Choose from 3 policy types to start
To start your quote simply choose the policy type that provides the levels of cover that you need. Our three policy types (Dace, Perch and Zander) all offer the following Standard Benefits but with different levels of cover:
- Loss, Theft or Accidental Damage
- New for Old
- Unattended Vehicle
- Worldwide Cover
- Personal Belongings
- Club Membership Fees
- Match Entry Fees
- Record Catch Reward
- Accidental Property Damage
- Public Liability
- Personal Accident
- Temporary Disablement
- Dental Treatment
What Additional Optional Benefits Can I Add?
Our Optional Benefits allow you to tweak your fishing insurance policy with the following:
- Gadgets and Mobile Phones
- Fishing Clothes
- Fishing Technology
- New for Old for Life
- Family Member Cover
- Extended Worldwide Cover
- Extended Public Liability
- Extended Personal Accident
For further details simply read on or get a free no-strings quote and find out if you could be better off insuring your fishing equipment with The Insurance Emporium.
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Defaqto 5 Stars on selected products
Our Range of Cover Levels
Check out our easy-to-read Table of Benefits below to see which level of cover will give you the protection you need.
- Loss, Theft or Accidental Damage i
- New for Old i
- Unattended Vehicle i
- Worldwide Cover i
- Personal Belongings i
- Club Membership Fees i
- Match Entry Fees i
- Record Catch Reward i
- Accidental Property Damage i
- Public Liability i
- Personal Accident i
- Temporary Disablement i
- Dental Treatment i
(payable every 28 days, cover renews every 28 days)
- Up to £5,000
- Up to 4 years
- Up to £5,000
- Up to 30 days
per year - £150
- £500
- £500
- £750
- £1,250
- £1.25 million
- £11,000
- £150/week
(Up to 4 weeks) - £150
- Up to £10,000
- Up to 4 years
- Up to £10,000
- Up to 60 days
per year - £250
- £1,000
- £1,000
- £1,250
- £2,500
- £1.75 million
- £17,500
- £250/week
(Up to 4 weeks) - £250
- Up to £15,000
- Up to 4 years
- Up to £15,000
- Up to 90 days
per year - £500
- £1,500
- £1,500
- £1,800
- £5,000
- £2 million
- £22,000
- £500/week
(Up to 4 weeks) - £500
(payable annually, cover renews annually)
- Up to £3,000
- Up to 4 years
- Up to £3,000
- Up to 30 days
per year - £100
- £400
- £400
- £500
- £1,000
- £1 million
- £10,000
- £100/week
(Up to 4 weeks) - £150
- Up to £7,500
- Up to 4 years
- Up to £7,500
- Up to 60 days
per year - £200
- £750
- £750
- £1,000
- £2,000
- £1.5 million
- £15,000
- £200/week
(Up to 4 weeks) - £250
- Up to £12,500
- Up to 4 years
- Up to £12,500
- Up to 90 days
per year - £400
- £1,250
- £1,250
- £1,500
- £4,000
- £1.75 million
- £20,000
- £400/week
(Up to 4 weeks) - £500
- Gadgets and Mobile Phones i
- Fishing Clothes i
- Fishing Technology i
- New for Old for Life i
- Family Member cover i
- Extended Worldwide cover i
- Extended Public Liability i
- Extended Personal Accident i
- £500
- £750
- £750
- Up to 3 family members
- 120 days per year
- £5 million
- £50,000
Loss, theft or accidental damage of your fishing equipment.
Cost of replacing fishing equipment with new if stolen, lost or accidentally damaged.
Theft, loss or accidental damage of your fishing equipment from an unattended vehicle.
Theft, Loss or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.
Theft, loss or accidental damage whilst participating in fishing at a fishing venue.
Reimbursement of fees if unable to fish due to illness, or bodily injury sustained whilst fishing.
Reimbursement of fees if unable to participate in a match due to illness, or bodily injury sustained whilst fishing.
Reward for achieving a record catch from an inland waterway or gravel pit.
Property accidentally damaged by fishing equipment whilst fishing.
Your legal liability to others for compensation and costs arising out of your use of your fishing equipment.
Accidental bodily injury sustained whilst fishing and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.
Accidental bodily injury whilst fishing resulting in temporary disablement.
Dental treatment following an accidental bodily injury to your mouth and/or teeth whilst fishing.
Your lost, stolen, accidentally damaged or damaged by coming into contact with liquid, gadget, or mobile phone.
Loss, theft or accidental damage of your fishing clothes.
Loss, theft or accidental damage of your fishing technology.
Cost of replacing fishing equipment with new if stolen, lost or accidentally damaged.
Family members using your fishing equipment.
Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.
Your legal liability to others for compensation and costs arising out of your use of your fishing equipment.
Accidental bodily injury sustained whilst fishing, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.
Why Choose Us For Angling Equipment Insurance
Read The Not Small Print
We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!
The 25% Introductory Discount is available from the start of the policy until its first review/renewal date.
A 5% Over 60s discount allows the opportunity to boost the maximum saving up to 30% on new policies (including 25% Introductory Discount).
£9.23 per Lunar Month is based on the Dace level of cover with no Optional Benefits selected.
£30.38 per Lunar Month is based on the Zander level of cover with no Optional Benefits selected.
A lunar monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.
How do I redeem my promo code discount?
Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium.
Do I need fishing equipment insurance?
Your household insurance does not always cover sports apparatus such as fishing equipment; therefore you may want specific fishing equipment insurance.
What sort of equipment does your policy cover?
We cover: bait boats, bedchairs, bite alarms & indicators, bivvies, fishing barrows, fishing beds, fishing chairs, fishing luggage & bags, nets, night lights & head torches, poles, reels, rods, rod pods, shelters, sleeping bags, tackle box & contents, umbrellas and wheelbarrows.
Does this insurance cover my fishing technology?
Yes, if you choose our Optional Benefit ‘Fishing Technology’. This provides cover for binoculars, FishSpy, GoPro, and Waterwolf underwater cameras if it is lost, accidentally damaged, or stolen from your home, whilst you are fishing, travelling to or from a fishing venue, or left in an unattended vehicle (subject to our security requirements). You can make up to two claims in a rolling 365 day period.
Is there any equipment that you don't cover on the fishing insurance policy?
We are unable to cover cooking equipment, any items which are perishable, fishing spectacles or sunglasses.
Do I need to provide a list of the items I want to insure?
Yes, we need the make, model and replacement value for all items with an individual replacement value of £50 or more.
Am I covered for Sea fishing?
Yes, Sea fishing is covered as long as you are within coastal waters of the UK.
In addition to Sea fishing, we also provide cover for Coarse, Match, Game, Fly and Night fishing.
Am I covered if I lend, loan or hire my equipment to another person?
We will cover you in the event that your equipment is loaned or hired to a member of your immeditate family (living at the same address), but only if our 'Family Member Cover' Optional Benefit is chosen.
Am I covered if I take my fishing equipment abroad?
Worldwide cover is automatically included within each level of cover:
- Dace - 30 days
- Perch - 60 days
- Zander - 90 days
By adding our 'Extended Worldwide Cover' Optional Benefit, this would then increase cover to a total of 120 days.
Do I need any specific security on my vehicle or where I keep my equipment?
Yes, full details are provided within our fishing equipment insurance Security Requirements within our policy wording.
What else can be covered on this policy apart from my fishing equipment?
When fishing, we understand that you don’t just take your standard equipment with you. Therefore you can choose Optional Benefits to cover Gadgets and Mobile Phones, Fishing Clothes and Fishing Technology.
If I land a whopper does this policy offer a reward?
You're in luck! All you have to do is provide written confirmation from the British Record (Rod Caught) Fishing Committee (within 14 days of receiving notification from them) and we could pay out up to £1,800*.
* dependent on cover level chosen and the payment frequency.
What is 'New for Old'?
If, within 4 years of the manufacture date (a) your fishing equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen 'New for Old' cover we will pay up to the new replacement value.
What is 'New for Old for Life'?
If, during the working life of your fishing equipment (a) your fishing equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen the Optional Benefit 'New for Old for Life' we will pay up to the new replacement value.
Does this insurance cover my fishing clothes?
Yes, but you would you need to choose our Optional Benefit 'Fishing Clothes'. This provides cover for fishing clothes; in use, at home, at a fishing venue and in transit to and from a fishing venue and in an unattended vehicle. Cover is for theft, accidental loss & accidental damage up to £750 (single item limit £250).
Can I get any cover for my gadgets or mobile phones on this fishing equipment policy?
Yes, if you choose our 'Gadget and Mobile Phones' Optional Benefit.
What are Optional Benefits and do they apply to my fishing equipment insurance?
Optional Benefits are sections of cover that you can select if you wish to.
Optional Benefits applicable to fishing equipment insurance are:
- Gadget & Mobile Phones
- Fishing Clothes
- Fishing Technology
- New for Old for Life
- Family Member Cover
- Extended Worldwide Cover
- Extended Public Liability
- Extended Personal Accident
Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium. Promo code discount is available from the start of the policy until its first review/renewal date.
