TWEAKABLE GOLF INSURANCE THAT FITS YOU TO A TEE!
From holes-in-one to accidental damage or theft, golf insurance can provide cover for disasters that happen both on and off the course whether in the UK, Europe or Worldwide. If you are like most golfers, your kit bag will likely consist of clubs that you would not play without, such as a driver, irons, fairway woods, a wedge and a putter. On top of that you can choose to upgrade your driver, get a custom-fit putter, take hybrids or use a set of wedges. Similarly our golf insurance is built upon 3 policy types which you can choose to personalise with Optional Benefits, which provide extra cover, or extend existing cover.
Choose from 3 policy types to start
To start your quote simply choose the level of cover that you need. Our three levels of cover (Wentworth, Gleneagles and Portrush) all offer the following Standard Benefits.
- Loss, Theft or Accidental Damage
- New for Old
- Unattended Vehicle
- Worldwide Cover
- Personal Belongings
- Replacement Hire
- Club Membership Fees
- Tournament Fees
- Hole-in-One
- Accidental Property Damage
- Public Liability
- Personal Accident
- Temporary Disablement
- Dental Treatment
What Additional Optional Benefits Can I Add?
Our Optional Benefits allow you to tweak your golf insurance policy with the following:
- Gadgets and Mobile Phones
- Golf Clothes
- New for Old for Life
- Family Member Cover
- Extended Worldwide Cover
- Extended Public Liability
- Extended Personal Accident
For further details simply read on or get a free no-strings quote and find out if you could be better off insuring your golf equipment with The Insurance Emporium.
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Our Range of Cover Levels
Check out our easy-to-read Table of Benefits below to see which level of cover will give you the protection you need.
- Loss, Theft or Accidental Damage i
- New for Old i
- Unattended Vehicle i
- Worldwide Cover i
- Personal Belongings i
- Replacement Hire i
- Club Membership Fees i
- Tournament Fees i
- Hole-In-One i
- Accidental Property Damage i
- Public Liability i
- Personal Accident i
- Temporary Disablement i
- Dental Treatment i
(payable every 28 days, cover renews every 28 days)
- Up to £1,250
- Up to 4 years
- Up to £1,250
- Up to 30 days
per year - £150
- £150/week
(Up to 4 weeks) - £500
- £150
- £150
- £1,250
- £1.25 million
- £11,000
- £150/week
(Up to 4 weeks) - £150
- Up to £2,500
- Up to 4 years
- Up to £2,500
- Up to 60 days
per year - £250
- £250/week
(Up to 4 weeks) - £1,000
- £250
- £250
- £2,500
- £1.75 million
- £17,500
- £250/week
(Up to 4 weeks) - £250
- Up to £10,000
- Up to 4 years
- Up to £10,000
- Up to 90 days
per year - £500
- £500/week
(Up to 4 weeks) - £2,000
- £500
- £500
- £5,000
- £2 million
- £22,000
- £500/week
(Up to 4 weeks) - £500
(payable annually, cover renews annually)
- Up to £1,000
- Up to 4 years
- Up to £1,000
- Up to 30 days
per year - £100
- £100/week
(Up to 4 weeks) - £400
- £100
- £100
- £1,000
- £1 million
- £10,000
- £100/week
(Up to 4 weeks) - £100
- Up to £2,000
- Up to 4 years
- Up to £2,000
- Up to 60 days
per year - £200
- £200/week
(Up to 4 weeks) - £750
- £200
- £200
- £2,000
- £1.5 million
- £15,000
- £200/week
(Up to 4 weeks) - £200
- Up to £9,500
- Up to 4 years
- Up to £9,500
- Up to 90 days
per year - £400
- £400/week
(Up to 4 weeks) - £1,500
- £400
- £400
- £4,000
- £1.75 million
- £20,000
- £400/week
(Up to 4 weeks) - £400
- Gadgets and Mobile Phones i
- Golf Clothes i
- New for Old for Life i
- Family Member cover i
- Extended Worldwide cover i
- Extended Public Liability i
- Extended Personal Accident i
- £500
- £750
- Up to 3 family members
- 120 days
per year - £5 million
- £50,000
Loss, theft or accidental damage of your golf equipment.
Cost of replacing golf equipment with new if stolen, lost or accidentally damaged.
Loss, theft or accidental damage of your golf equipment from an unattended vehicle.
Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.
Loss, theft or accidental damage whilst playing or practising golf at a golfing venue.
Hire of replacement golf equipment whilst yours is being repaired or replaced.
Reimbursement of fees if unable to play or practise due to illness, or bodily injury sustained whilst playing or practising golf.
Reimbursement of fees if unable to play in a tournament due to illness, or bodily injury sustained whilst playing or practising golf.
Customary round of drinks after scoring a hole-in-one during a competition round.
Property accidentally damaged by a golf ball hit whilst playing or practising golf.
Your legal liability to others for compensation and costs arising out of your use of your golf equipment.
Accidental bodily injury sustained whilst playing or practising golf, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.
Accidental bodily injury whilst playing or practising golf resulting in temporary disablement.
Dental treatment following an accidental bodily injury to your mouth and/or teeth whilst playing or practising golf.
Your lost, stolen, accidentally damaged or damaged by coming into contact with liquid.
Loss, theft or accidental damage of your golf clothes.
Cost of replacing golf equipment with new if stolen, lost or accidentally damaged.
Family members using your golf equipment.
Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.
Your legal liability to others for compensation and costs arising out of your use of your golf equipment.
Accidental bodily injury sustained whilst playing or practicing golf, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.
Why Choose Us For Golf Equipment Insurance
Read The Not Small Print
We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!
The 20% Introductory Discount is available from the start of the policy until its first review/renewal date.
A 10% UK Golf Club Member discount allows the opportunity to boost the maximum saving up to 30% on new policies (including 20% Introductory Discount).
£1.85 per Lunar Month is based on the Wentworth level of cover with no Optional Benefits selected.
£4.44 per Lunar Month is based on the Portrush level of cover with no Optional Benefits selected.
A lunar monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.
How do I redeem my promo code discount?
Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium.
Do I need golf insurance?
Your household insurance does not always cover your sports equipment such as golf clubs; therefore you may want specific golf insurance.
What sort of equipment does your policy cover?
We cover: golf bags, golf clubs (full sets or individual - chippers, drivers, fairways, hybrids, irons, putters, wedges), golf ball retrievers, golf umbrellas, golf trolleys, GPS devices and rangefinders.
Is there any equipment that you don't cover on the golf insurance policy?
We are unable to cover ball markers, batteries, golf balls, golf buggies, grips, spikes, sunglasses, tees and towels.
Do you cover electric golf trolleys?
Yes, but we don't cover the batteries that power them.
Do I need to provide a list of the items I want to insure?
Yes, we need the make, model and replacement value for all items with an individual replacement value of £50 or more.
Do I have to be a member of a golf club to take out a policy?
No, our golf insurance is available to anyone.
Am I covered if I lend, loan or hire my equipment to another person?
We will cover you in the event that your equipment is loaned or hired to a member of your immediate family (living at the same address), but only if our 'Family Member Cover' Optional Benefit is chosen.
Do you cover the golfing equipment abroad?
Worldwide cover is automatically included within each level of cover:
- Wentworth - 30 days
- Gleneagles - 60 days
- Portrush - 90 days
By adding our 'Extended Worldwide Cover' Optional Benefit, this would then increase cover to a total of 120 days.
Do I need any specific security on my vehicle or where I keep my equipment?
Yes, full details are provided within our golf insurance Security Requirements within our policy wording.
If I hit a hole-in-one in a competition, does this policy offer a reward?
You're in luck! All you have to do is provide a certified copy of your score card (countersigned by the official scorer and your opponent), a letter from the club secretary confirming the date and name of the competition and a dated golfing venue bar receipt; and we could pay out for the customary round of drinks you buy after you score your hole-in-one.
What is 'New for Old'?
If, within 4 years of the manufacture date (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacement and (c) you have chosen 'New for Old' cover we will pay up to the new replacement value.
What is 'New for Old for Life'?
If, during the working life of your golf equipment (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacement and (c) you have chosen the Optional Benefit 'New for Old for Life' we will pay up to the new replacement value.
Does this insurance cover my golf clothing?
Yes, but you would you need to choose our Optional Benefit 'Golf Clothes'. This provides cover for golf clothes; in use, at home, at a golfing venue and in transit to and from a golfing venue and in an unattended vehicle. Cover for theft, accidental loss & accidental damage up to £750 (single item limit £250).
Can I get any cover for my gadgets or mobile phones on this golf policy?
Yes, if you choose our 'Gadget and Mobile Phones' Optional Benefit.
Do I really need public liability insurance to play golf?
Injuries and property damage can be sustained by/to a third party whilst playing golf, you may be legally liable for them.
What are Optional benefits and do they apply to my golf insurance ?
Optional benefits are sections of cover that you can select if you wish to.
Optional benefits applicable to golf insurance are:
- Gadget & Mobile Phones
- Golf Clothes
- New for Old for Life
- Family Member Cover
- Extended Worldwide Cover
- Extended Public Liability
- Extended Personal Accident
Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium. Promo code discount is available from the start of the policy until its first review/renewal date.
